A Crisis Can Happen Any Day
Theresa O. Fernandez
Life & Health Insurance Specialist
Planning Your Future
Planning Your Future is one of the most important things we can do, but it’s also the most overlooked.
Theresa O. Fernandez will help you accomplish your future financial goals every step of the way. Don’t worry, I’ve got you.
Building Your Wealth
Do you spend more time planning a vacation for your family than you do for your retirement?
Let’s be realistic here. Planning a vacation is way more enjoyable than planning for your future. Vacations are instant, fun and relaxing. But, most of the time, when it comes to planning a retirement, it’s built on uncertainty, fear and confusion. Which, in the end, makes everyone want to avoid planning their future financials.
But, if you plan your retirement right, it doesn’t have to be so scary. In fact, planning for your retirement can be just as simple as planning for that exciting vacation that’s got you up at night in anticipation for it. Theresa O. Fernandez can help you plan a financial future that will make you and your family excited for your upcoming years.
About
Theresa O. Fernandez
What Really Matters
"The most important thing is to define your goals!"
"Would you like a worry free future?"
Wouldn't we all? Finally, you can have the future you want without the worry of what tomorrow is going to hold for you financially. Theresa O. Fernandez is dedicated to helping you achieve all of your future hopes and dreams with ease and comfort.
About Me
I understand that financial planning for your future is scary and uncertain, especially in today's economy. But, rest assured that in my hands I've helped clients with all types of backgrounds successfully and happily retire with their financial hopes and dreams met and, often exceeded. I want to help make that dream become a reality for you and your family too.
Experience & Achievments
SERVICES
HEALTH INSURANCE
Experienced Healthcare advisor with a demonstrated history of working in the insurance industry for over 35 years. Certified agent in the Obamacare ACA reform act.
LIFE INSURANCE, DISABILITY INSURANCE
Experienced Life insurance advisor whether it be personal or business insurance funded by a life insurance policy. Key employee, buy sell agreement, stock redemption. My clients are diversified so I customize whatever financial needs they may require at that point in time.
MEDICARE
Experienced Healthcare advisor with a demonstrated history of working in the insurance industry for over 35 years. Certified agent in the Obamacare ACA reform act.
EMPLOYEE GROUP INSURANCE BENEFITS
Also well versed in implementing small and large group medical coverage for small and large businesses whether it be a regular group medical or a cafeteria plan.
LONG TERM CARE
Experienced Healthcare advisor with a demonstrated history of working in the insurance industry for over 35 years. Certified agent in the Obamacare ACA reform act.
ESTATE PLANNING COORDINATION
Worked with high net worth individuals to help them establish "Trusts" and "Wills" and other pertinent documentation to insure they have the proper estate planning in place.
What happens when you or you family gets ill or becomes injured while traveling away from home?
While traditional medical insurance plans offer adequate domestic coverage, they are not designed for international travel.
Flexible Worldwide Medical Coverage
With coverage to US domestic as well as overseas clients, working in multiple time zones, different languages and currencies is not an obstacle. When medical emergency occurs overseas, our clients have a 24 hour access to highly qualified coordinators of emergency medical treatment.
